Consider re-inspection by a public adjuster that will negotiate your claim. Having an insurance restoration contractor there will also be helpful.

Functional damage will win a claim -- this means any damage that diminishes its ability to shed water or reduces the life expectancy of it.

If your policy features an appraisal clause, having the damage appraised by two disinterested parties may help settle for the coverage.

Normal roofing contractors are not cut out for this. An insurance restoration contractor is experienced in residential restoration work.